Welcome to

Garnett Title Cash


About Us

Residents of Frisco, Texas get access to the best that the Dallas-Fort Worth metroplex has to offer. For example, the University of Dallas and Amberton University have their campus here. And the Dallas Cowboys’ corporate office was in Frisco for a time. As well, many established as well as start-up businesses call Frisco home: After all, conditions are right to grow a customer list and to get financing when you live in Frisco.

In short, any opportunity that you could hope to have here, including financial, exists in Frisco, Texas.

Now, why would we, a title loan company, bring all of this up? We do this because if you’re like most people, we know you probably associate title loans with financial troubles at the end of the month. (You know, emergency money to get you through until you get paid.) Title loans are that, but they’re so much more!

At Garnett Title Cash, we’d like to earn your business and earn it for the long haul. In other words, we’d like to become your go-to source for financing no matter why you need to have it.

Apply Right Here

Fortunately, you can even apply for a title loan right here on our website. That experience is probably a lot different than what you’re used to when it comes to borrowing. If you’re like many of our other customers, you’re coming to us after you’ve exhausted some other possibilities for traditional financing.

That is to say that you’ve applied for a loan at their bank and for whatever reason, that arrangement didn’t work out. And certainly, even if it had, it is unlikely that the process would have allowed you to apply online. Most traditional financing situations require an office visit. And while we do have an office and we do encourage you to stop by anytime, you aren’t required to do so in order to get a loan.

Instead, you’ll need to have the information for your car nearby. Your vehicle is going to provide the collateral for the loan. You may recall that a traditional loan asks you to use your credit history as loan security/ collateral. That works out well if you have good credit. However, if you have bad credit or even no credit, a traditional loan really isn’t an option for you.

Car title loans, on the other hand, don’t require the borrower to have credit at all. Really. That said, most borrowers find that paying off a title loan has given their credit score a sometimes unexpected boost. If you’ve been challenged with bad credit, this can be very good news for you.

Our Local Office

As we mentioned, we do have a local office. While much of your loan application process happens online, we know from experience that people just like to have a local office to turn to.

We’re located right in Frisco for your convenience. If you’re out and about taking care of some errands or just in neighborhood, we invite you to stop by the Garnett Title Cash office. You’re always welcome here, and we’re always happy to chat with you if you:

  • Have general questions
  • Don’t understand your loan contract
  • Need some information about extending your loan
  • Would like to get a new loan once you’ve paid your current one off
  • Etc.

How They Work

Our industry, just like all others that deal with finances, is regulated. Over the course of banking and finance history, our federal and state representatives have put together some rules and regulations for us. These guide us in our dealings with you. They serve as protections for you.

They also determine what sorts of information winds up in your title loan contract. Usually, this information includes:

  • The amount of your title loan
  • How much interest you’ll pay over the life of your loan
  • How many pay dates you have and when your payoff date is
  • What to do if you need to refinance
  • Other important information

Final Thoughts

Getting a title loan can really give your finances a much-need, well-deserved boost. Use this money to pay off all sorts of bills, take a trip out of town, or even to finance a business.

Apply right here online to get started! You could have some serious cash by the end of the day today!

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